At this point in the game it's a really good time to talk about tracking how far you've gotten with your debt management. One thing I do that I do believe is a great way to get more motivation to keep going is to keep track of the debt as it goes down. I keep a sheet, actually a note file on my computer, that shows me where I started with my total debt. I added up what I owe for every one of my credit cards and then I update it each month with the new balance and the amount I paid that month. It's a great way to watch your debt get paid down. It's very easy to feel like you're literally getting nowhere when you're trying so hard to pay off debt but trust me this will help you see it plain as day and you feel proud when you get to type in a lower amount each month for your total debt. It really does help and it will make you proud. Try it!
